Custom Search

Protect Your Home Find the Right Manufactured Mobile Home Insurance

As with any home, if you want to protect your investment from Mother Nature’s wrath or other strange and damaging events, then you will need to purchase a insurance policy. This kind of coverage will help to bring you the peace of mind that comes with knowing that no matter what happens, you will not have lost the full financial value of your home.

Home Insurance policies will provide you with coverages over a broad range of different circumstances that could cause damage to your home or require you to put expensive repairs into making it functional and/or livable again.

That being said, mobile home insurance is quite different from standard homeowner’s insurance in its overall nature. Though it does have elements in common, there are many aspects that do not align. For example, because the risk of damage to the home can be greater in some ways – especially in those built before 1974 when HUD regulations became much more strict for the construction of manufactured homes – those structures are considered a greater risk and can therefore cost more.

That being said, there are two different kinds of manufactured/mobile home policies. The first is the peril policy and the second is the comprehensive policy. Peril coverages include protection in the case of tornado, fire, hurricane, flood, and other natural disasters and odd occurrences. Comprehensive, though, covers you against additional risks that do not apply to the peril policies. This can mean anything including: • Extended coverages

• Personal liability

• Emergency removal expenses

• Personal property

• Additional living expenses

• Transportation expenses and coverage

• Consent to move

• Lien holder’s single interest coverage

Here are some tips from AARP to consider when researching for the best insurance policy:

What types of hazards should a mobile home policy cover?

Look for coverage’s for major and minor hazards like:




Water damage to your home from bursting pipes

Damage from ink, paint, dye, shoe and nail polish

Damage by wild or stray animals

Collapse from weight of ice and snow

Other coverage’s you may want:

Additional living expenses

Emergency removal service

Emergency repairs after a loss

Fire department services

Trees, shrubs, plants and lawns

Debris removal

Helpful hint to think about when looking for manufactured - mobile home insurance:

Some companies include all these coverage’s in their policies. Others let you choose the coverage’s you want. Some companies don't offer certain coverage’s at all. Be sure to ask your insurance representative if your policy offers the coverage’s you want and need.

Affordable homes 

Moving checklist 

Manufactured, mobile home loans 

Buying manufactured, mobile homes 

Go from mobile home insurance to home page 

Where there is Lavender there is love. Feel the love... use code 1012171936 to get 10% off of your lavender order...oil, lotion, salts, bubble bath. Great Gifts Ideas Order Here

The Color of Lavender Love...
Botanically enriched products hand
crafted with pure essential oils.
Be relaxed...

Take time for 

Lavender Love

Lavender is grown mainly for the production of essential oil of lavender.  These extracts are also used as fragrances for bath products.

Dried and placed in sachets, lavender flowers are placed among stored items of clothing to give a fresh fragrance and to deter moths. Dried lavender flowers have become recently popular for wedding confetti. Lavender is also popular in scented waters and sachets used in dryers.

Use code  1012171936 for 10% off at Lavender Love

Did you know Lavender has

     Culinary uses

Culinary lavender is usually English Lavender, the most commonly used species in cooking. As an aromatic, it has a sweet fragrance with a taste of lemon or citrus notes. It is used as a spice or condiment in pastas, salads and dressings, and desserts. Their buds and greens are used in teas, and their buds, processed by bees, are the essential ingredient of monofloral honey.