Custom Search

Owner Financing


The word is out and owner financing is on the rise as buyers and sellers look for creative ways to finance property in the struggling market.

So what’s all the hype?

Here are ten advantages to using owner financing to buy or sell real estate:

1. Shorter Marketing Times – Properties marketed with “Owner Will Finance” will draw a greater response rate and generally sell at least 20% faster than properties requiring conventional financing.

2. More Buyers – With many lenders’ tightening their approval process, the seller carry back enables a greater number of buyers to purchase and finance a home.

3. Speedy Closings – Without the red tape of a conventional mortgage lender, a real estate transaction can close in as little as two to three weeks.

4. Maximize Selling Price – The seller has an opportunity to realize full market value for a property when providing financing. This is viewed as a sales concession in many markets.

5. Reduced Restrictions – Restrictive lending requirements don’t apply providing greater flexibility when it comes to the buyer’s credit history, down payment, debt to income ratios, and other underwriting criteria.

6. Fewer Costs – There are no expensive loan costs to worry about. A buyer can put the money they save on origination fees, points, underwriting fees, mortgage insurance premiums, and junk fees towards the down payment and building equity.

7. Interest Income - The seller is able to collect long-term interest since they are essentially acting as the bank by extending terms to the buyer. On average a buyer will pay back 2 to 3 times the amount of the mortgage on a 30-year term as a result of interest.

8. Installment Sale Tax DeferralWhen property is sold at a gain and subject to tax there can be an opportunity to delay a portion due when reporting under the Installment Sale Method (Refer to IRS Publication 537, Form 6252 and speak to a qualified tax professional for further details).

9. Secure Asset – The balance of the purchase price is collateralized by the property. If the buyer stops making payments the seller can take back ownership of the home.

10. Liquid Asset – The seller owns a liquid asset, which is just a fancy way of saying somebody will purchase the note, mortgage, trust deed, or contract on the open market. Many sellers elect to sell their future payments to a note investor or note buyer for cash today rather than payments over time.

By: Doug Rush

Article Directory: http://www.articledashboard.com 

Doug Rush is the owner of TK Funding and specializes in the purchase of owner financed mortgage notes and business notes. He can be reached at 864-884-6571 or on the web at www.tkfunding.com.

Land Contracts 

Invest with IRA's 

Promissory Note 

Home buying tips

First time home buyers 

Leave Owner Financing-Go to home page 


These are small bottles of liquid high-potency, Pure Hemp Oil, sometimes called tinctures, that you take by dropping ½ dropper full of oil under your tongue once in the morning and once again in the evening. There are 50 servings of Premium Hemp Oil per bottle. The 4 different potencies are 300mg, 500mg, 750mg and 1500mg. You take the same amount regardless of which one you’re using, it’s just some are more potent than others.

More information and order CBD Oil






These are small bottles of liquid high-potency, Pure Hemp Oil, sometimes called tinctures, that you take by dropping ½ dropper full of oil under your tongue once in the morning and once again in the evening.


Relieve Chronic pain!!

Take time to learn about CBD Oil ...

CBD oil has been traditionally used for thousands of years to treat different types of pain, but it has only recently begun to be studied again by the medical community. Here are some of the potential benefits of CBD oil:

Although more research is ongoing to confirm some uses of CBD oil, it is shaping up as a promising and all-around treatment for many health issues and for pet health as well.


Live Testimonial - Dog with Tremors / Seizure from Scott Cook on Vimeo.



Start taking control of your life and that of your pets.

Stop big Pharma from having control of us.

Learn more about CTOF (CBD).

Control your pain and other body functions Naturally with out getting High.